Step 1: The Hello
You tell us your goals — buying, refinancing, or just exploring. We ask smart questions and map the best route.
Step 2: Apply Your Way
Online, over the phone, or with a little help — however you’re most comfortable, we’ll walk you through it.
Step 3: Pre-Approval Power
We review your credit, income, and assets and give you a Clear2Close pre-approval you can confidently take house-shopping.
Step 4: Found “The One”? Let’s Go
Once you're under contract, we get your file prepped and submitted to underwriting. We’ll gather a few extra pieces and keep everything on track.
Step 5: Underwriting Review
Your loan is in the hands of the underwriter. Don’t worry — we stay one step ahead and let you know if anything else is needed.
Step 6: Appraisal (If Needed)
We order the appraisal to confirm the home’s value. No surprises — we’ll keep you updated every step of the way.
Step 7: Clear2Close
All conditions met. Final approval granted. Your closing date is scheduled. It’s happening
Step 8: Closing Day
Sign, smile, celebrate. If it's a purchase — welcome home. If it's a refi — enjoy your improved finances. Either way, we’re here if you need us again.
Your Mortgage, the Clear2Close Way
Real steps. Human language.
